Better Loan. Guaranteed.

Our all-new Digital Mortgage Advisor analyzes thousands of options to show you the loan that saves you the most money possible

Start in 3 Easy Steps

Apply Now

Fill out your information online by clicking the GET STARTED button. Go through the application and fill it out to the best of your abilities. Once you have submitted the application, we will take it from there.

Speak with an Advisor

Someone from our awesome team of experts will be in contact to button up your application. They will ask for some supporting documents just to make sure you are financially fit to buy a home.

Close Your Loan Fast

Once you've submitted your documentation follow your app and keep track of your progress all the way until your loan closes.

Advantages that Our System
Has to Offers

Personalize Your
Experience

We get it, a mortgage is a big deal. Fill out as much or as little of the application and one of our Mortgage Advisor will contact you right away. They will walk you through all your questions and make sure that they fit you with the loan that most suits you.

Accessible From
All Locations

The best part of all of this is that you can apply anywhere. Not only can you apply and upload documents through our online portal, but you could also do it on your mobile device as well. So sit back, relax, and fill out our application!

What People are Saying

Frequently Asked Questions

Your credit score is an important part when qualifying for a home loan. Your score is also going to affect the interest rate. With that said, Provident has an enormous library of products with different requirements and ranges. To see if you qualify with your credit score, schedule a free consultation with one of our Mortgage Advisors today!

The amount that you can afford is going to determined by your income and any debt you currently have. To find out exactly what that number is, contact a Provident Mortgage Advisor today!

Every loan program comes with its own set of requirements and conditions. Provident has a variety of programs to fit all types of borrowers. The best part is that we are here to research and provide you with the best options, so you don’t have to. See what you qualify for today by pressing the GET STARTED button on this page.

When purchasing a home, you can expect to pay a small percentage of your home purchase price as a closing cost. These costs can be made up of lender fees, insurance, taxes, and other miscellaneous fees. When you apply for a loan with our Mortgage Advisor, they will provide you with a loan estimate, that will give you a better idea on how much your closing costs are.

There are several factors when it comes to qualifying for a home loan. Some aspects that might work against you are not enough money for a down payment, too much current debt, or a lower credit score. If our Mortgage Advisors can’t get you pre-qualified at the first meeting, they will work with you and put together a plan to get pre-qualified in the future.

You do not need 20% for a downpayment. There are a variety of different loan types out there and each loan has different requirements. Some downpayment requirements can be as low as 3% of your purchase price. Find out what type of loan you qualify for by hitting that GET STARTED button on this page.

The best time to buy is determined by your individual needs. You could be starting a family and need more space. You could be at the end of a lease. You might have had a promotion at work. There is never a “bad” time to purchase a home. The best part is that we offer free consultations, so you can see what you qualify for.

Consider refinancing when you have made at least 7 payments on your mortgage. A good reason could be you are looking to lower your rate or to drop your mortgage insurance. Another is to take cash out to consolidate your debt or make home improvements. Provident Lending Group can help you refinance regardless if your original loan is with us or not.

A pre-qualification is part of your initial conversation with a Mortgage Advisor. You will share information such as income, assets, and down payment. A pre-approval is when we have looked at all of your documentation and have verified that everything looks correct.

Your interest rate is a key factor to determine how much your monthly mortgage payment will be. This rate impacts how much interest accrues on your mortgage each month.

According to a report done by Ellie Mae in 2018, the average time to close a home is around 40 days. That can be because of the loan type, your financial situation, and the length of the contract. Provident’s Mortgage Advisors average 21 business days when it comes to closing for our borrowers.

Ready To Get Started?